Toll Free: 1-866-683-8870

Time to celebrate!!

Enter our weekly
Holiday Contest!

Thank you for your support in 2019 and we look
forward to a strong partnership in 2020.

Process a quote on a manufactured home,
recreational vehicle or motorcycle risk in the portal
for a chance to win a $100 gift card.

2 winners will be drawn every Monday in December and January!

Happy Holidays from the
Personal Lines team at
Guardian Risk Managers

Guardian Risk Managers Systems Back Online

Please note that our Guardian Risk Managers/ CPLUS systems are now back up and running.

We thank you for your patience while our system was down.


GUARDIAN RISK MANAGERS is committed to offering quality products to our broker partners.

Since entering the Alberta marketplace with motorcycles in 2012 and motorhomes on an automobile form in 2014, Guardian Risk Managers has been committed to offering strong, competitive products while ensuring a profitable portfolio.

In September 2018, we changed our underwriting partner in order to continue providing the Alberta Motorcycle and Motorhome products for our brokers and customers. However, after further review of our products and processes, we have determined that we are no longer able to continue supporting these classes of business in their current format at this time.

Effective August 31st, 2019 for new business and September 30th, 2019 for renewals, Guardian Risk Managers will cease writing motorcycles and motorhomes on an automobile form in Alberta. All current and existing policies will remain in force and be fully serviced until their expiry date, at which time they will lapse.

In an effort to provide an alternative coverage option for our broker partners and customers, we will continue to offer Physical Damage coverage only on Motorhomes through our Recreational Vehicle Property product. Effective September 1st, 2019, when a Class A, B or C motorhome in Alberta is quoted, this will be the only product available and any required Third Party Liability will need to be secured elsewhere. This is the product that was available in Alberta through Guardian Risk Managers prior to the launch of the Automobile product.

We appreciate your past support and remain firmly dedicated to providing competitive products including standard and non-standard Commercial and Niche Personal Lines products, specialty and high value habitation risks, in addition to manufactured home, recreational vehicle and BC motorcycle insurance products. Guardian Risk Managers is also passionate about delivering outstanding customer service to our broker partners and customers.

If you have any questions regarding this change, please contact our Business Development Team at

Thank you,

Guardian Risk Managers

Guardian Risk Managers Ltd. Wildfire Notice

This is an alert to notify you of Guardian Risk Managers Ltd.'s position on accepting new business in areas affected by wildfire.

We will not accept any new business or endorsement limit/coverage increases within the following area of an active wildfire:

  • Protected - within 50KM
  • Semi-Protected - within 50KM
  • Unprotected - within 150KM

Please contact one of our underwriters if you have any questions or concerns about this matter. Please note that we will not decline to renew existing business due to a wildfire.

The B.C. Government has a very informative website for details on the current wildfire situation. The web address is

Please note that this information is subject to change. Please check back frequently for any updates.


Guardian Risk Managers is committed to providing valued products and service while maintaining a continued focus on underwriting results.

Both our Manufactured Home and Recreational Vehicle products in our point-of-sale system have been refreshed to ensure that proper valuations and pricing are applied to individual risks. You will notice some changes to the screens when quoting new risks

In addition to the system changes,

Effective: January 1, 2019 (New Business) February 1, 2019 (Renewals)

Recreational Vehicle Changes
(Alberta & BC)

  • 5%-10% rate increase on Supreme / Guaranteed Replacement Cost Risks
  • 5% increase in the Fulltime Residence Surcharge
  • Implementation of minimum policy deductibles based on unit value and claims free status

Manufactured Home Changes
(Alberta & BC)

  • Mandatory valuation for Manufactured Homes on Replacement Cost has been implemented and the minimum dollar value per square foot has increased to ensure proper replacement values are being calculated.
Tiny Home Insurance

The Guardian Risk Managers Tiny Home Insurance product is designed for the newest way in which Canadians travel and call home. Tiny Homes are uniquely designed to be elegant and cozy. These unique products can be used as either a mobile unit, or permanently placed on a lot, giving your clients flexibility to take their home wherever they wish to go!

We designed our product to protect the investment your clients have made in these living spaces. Below is a review of how our product shapes up to help protect your clients.

Product Highlights:

  • All Risk Coverage
  • Replacement Cost Settlement
  • Available for permanently placed and mobile units
  • Competitive Rates
  • $2,000,000 Liability Limit Included

Enhanced Coverages:

  • Personal Property Coverage
  • Power Generator & Solar Energy Equipment Coverage
  • Towing & Storage
  • Fire Department Charges
  • Sewer Backup
  • Watercraft

Click on the link to obtain a Quick Quote and access the full Application form.

A new way to pay with Guardian Risk Managers Ltd.

We are pleased to announce a new Monthly Payment Plan (PMP) effective April 1, 2017. This will allow your clients additional options and flexibility in paying for their Guardian policies, and provide our broker partners with an added benefit service.

Benefits of Guardian PMP:

  • Low minimum policy premium to qualify for PMP ($250)
  • Your clients can save time and money with the ease of automatic billing from their bank account or credit card

Ways to pay:

  1. Pre-authorized monthly payment plan
  2. Onetime payment in full through most major credit cards or cheque

Please visit to find our FAQs for our new payment options or visit our payment options page.

Get Adobe Reader
Get Adobe Reader
Forgot My Password

For Claims
Tel: 1-844-531-1841