Toll Free: 1-866-683-8870


We are currently experiencing technical issues with the referral system. This has been occurring since Friday July 14. If you have received an error message, please check your Saved Quotes or My Policies list in My Guardian for the quote/policy number status. Please email or call 604-522-8870 for assistance from an underwriter while we work to resolve the issue. We apologize for the inconvenience and appreciate your patience in this matter.

For any new users to the Guardian Point-of-Sale system. Your request for a user name have been received, however the approval email with the link to set up a password in our system are not being sent out. Once the issue has been resolved, we will follow up to ensure you have access to the system.

Guardian Risk Managers Ltd. Wildfire Notice

This is an alert to notify you of Guardian Risk Managers Ltd.'s position on accepting new business in areas affected by wildfire.

We will not accept any New Business risk within the following area of an active wildfire:

  • Protected - within 50KM
  • Semi-Protected - within 50KM
  • Unprotected - within 150KM

Please contact one of our underwriters if you have any questions or concerns about this matter. Please note that we will not decline to renew existing business due to a wildfire.

The B.C. Government has a very informative website for details on the current wildfire situation. The web address is

A new way to pay with Guardian Risk Managers Ltd.

We are pleased to announce a new Monthly Payment Plan (PMP) effective April 1, 2017. This will allow your clients additional options and flexibility in paying for their Guardian policies, and provide our broker partners with an added benefit service.

Benefits of Guardian PMP:

  • Low minimum policy premium to qualify for PMP ($250)
  • Your clients can save time and money with the ease of automatic billing from their bank account or credit card

Ways to pay:

  1. Pre-authorized monthly payment plan
  2. Onetime payment in full through most major credit cards or cheque

Please visit to find our FAQs for our new payment options or visit our payment options page.

Updated Manufactured Home Valuation Guidelines

For Replacement Cost and Guaranteed Replacement Cost:

  1. Finished Living Area - $100 per square foot
  2. Finished Garages, Sheds & Workshops - $50 per square foot
  3. Finished Decks & Patios - $25 per square foot
  4. plus $10,000 (single wide) or $20,000 (double wide) for debris removal, transportation and site setup

Minimum Building Limits:

  • Single Wide $30,000
  • Double Wide $50,000

Manufactured Homes Value Estimates

Type Size Width Length Square Feet ACV Estimate RC & GRC @ $100/sq ft*
Single Wide Small 12 40 480 $30,000 or higher $58,000
Medium 14 54 756 $40,000 or higher $85,600
Large 16 68 1088 $50,000 or higher $118,800
Double Wide Small 24 40 960 $60,000 or higher $116,000
Medium 28 54 1512 $80,000 or higher $171,200
Large 32 68 2176 $100,000 or higher $237,600

* In some cases values will be higher based on quality of construction and transportation costs to remote locations. Please consult with a reputable manufactured home dealer or manufacturer for a complete estimate for Replacement Cost.

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Tel: 1-844-531-1841